Economical, easy, enrollment-friendly gap insurance
With accidents, illness and hospital stays, you may deal with high deductibles, coinsurance and co-payments. Metal Gap, The IHC Group’s supplemental insurance product, helps you manage these costs.
Affordable and guarantee issue–meaning you cannot be denied for it, regardless of your health history–Metal Gap provides a lump-sum payment when a covered critical illness or an accident occurs.
The payment is sent directly to you. You can use it to cover out-of-pocket expenses, prescriptions, living expenses such as mortgage or car payments, lost wages and other costs.
Metal Gap is underwritten by Madison National Life Insurance Company.